Legal Definition and Related Resources of Check

A particular form of demand for money on a bank. A written order on a bank for payment of money on demand. state v Crawford, 13 La. Ann. 300. A check is a written order or request for the payment of money addressed to a bank or banker. Rogers v Durant, 11 S.Ct. 754, 140 U.S. 298, 35 L.Ed. 481. A check is a conditional payment only and therefore the holder may sue on his original claim which revives when payment on the check is refused. See Anderson v national Bank of Tacoma, 264 P. 8, 146 Wash. 520. The drawer of a check can stop payment on the check until the time of payment by the bank. The giving of a check does not operate as an assignment of the drawer’s funds on credit at the drawee’s bank. capital National Bank in Austin v Wootton, (Tex.Civ.App.) 369 S. W.2d 475. For a contrary view see Morrison v Bailey, 5 Ohio St. 13, 64 Am. Dec. 632.A check differs from a bill of exchange in that commonly a check is honored by presentment for payment while a bill of exchange by presentment for acceptance .

Contracts. A written order or request, addressed to a bank or persons carrying on the business of banking, by a party having money in their hands, on deposit, desiring them to pay, on presentment, to a person therein named, or bearer, or to such person, or order, a named sum of money. The chief differences between checks and bills of exchange are: First, a check is not due until presented, and, consequently, it can be negotiated any time before presentment, and yet not subject the holder to any equities existing between the previous parties. 3 Johns. Cas. (N. Y.) 5, 9; 9 Barn. & C. 388; Chit. Bills (8th Ed.) 546. Secondly, the drawer of a check is not discharged for want of immediate presentment with due diligence, while the drawer of a bill of exchange is. The drawer of a check is only discharged by such neglect when he sustains actual damage by it, and then only pro tanto. 6 Cow. (N. Y.) 484; Kent, Comm. lect. 44 (5th Ed.) p. 104, note; 3 Johns. Cas. (N. Y.) 5, 259; 10 Wend. (N. Y.) 306; 2 Hill (N. Y.) 425. Thirdly, the death of the drawer of a check rescinds the authority of the banker to pay it, while the death of the drawer of a bill of exchange does not alter the relations of the parties. 3 Man. & G. 571-573. Fourthly, checks, unlike bills of exchange, are always payable without grace. 25 Wend. (N. Y.) 672; 6 Hill (N. Y.) 174.

(Bar), noun

• abeyance
• arrest
• barricade
• barrier
• block
• blockage
• cessation
• checkmate
• control
• curb
• damper
• deadlock
• deadstop
• delay
• detainment
• detention
• disruption
• drawback
• embargo
• estoppel
• foil
• frustration
• full stop
• halt
• hindrance
• impediment
• impedimentum
• impedition
• injunction
• interference
• interruption
• limitation
• mora
• obstacle
• obstruction
• opposition
• preclusion
• prohibition
• proscription
• rebuff
• regulation
• rejection
• restraint
• restriction
• retardation
• retardment
• standstill
• stop
• stoppage
• stopper
• suspension
• trammel

(Inspect), verb

• audit
• balance accounts
• canvass
• case
• check up
• examine
• experiment
• explore
• go over
• inquire into
• inventory
• investigate
• keep watch
• look for flaws
• look into
• look over
• make a reconnaissance
• make a trial run
• monitor
• observe
• overhaul
• overlook
• oversee
• peruse
• probe
• query
• question
• quiz
• reconnoiter
• reexamine
• regard carefully
• regulate
• review
• run checks on
• run tests on
• sample
• scan
• scrutinize
• search into
• see about
• study
• subject to scrutiny
• superintend
• supervise
• survey
• take stock
• test
• try
• verify
• watch

(Instrument), noun

• bank paper
• banknote
• bill
• bill of exchange
• certificate
• commercial instrument
• commercial paper
• debenture
• draft
• fiduciary currency
• money order
• negotiable paper
• note
• order on a bank
• paper money
• security
• sight draft
• treasury note Associated Concepts: acceptance of a check
• altered check
• bad check
• bank check
• bearer check
• bill of exchange
• cashier’s check
• certified check
• check payable on demand
• conditional check
• conversion of a check
• delivery of a check
• deposit of a check
• dishonored check
• drawee
• drawer
• endorsed check
• endorsement
• forged check
• holder in due course of a check
• insufficient funds
• order check
• pay check
• payee
• payment of a check
• postdated check
• presentment of a check
• registered check
• time check
• unauthorized endorsement
• worthless check

(Restrain), verb

• abate
• adjust
• arrest
• attemper
• bate
• block
• bring to a standstill
• call a halt
• cause a stoppage
• constrain
• control
• countercheck
• curb
• cut off
• delay
• detain
• deter
• diminish
• discourage
• dissuade
• draw rein
• encumber
• estop
• freeze
• frustrate
• halt
• head off
• hinder
• hold in check
• impair
• impede
• impedite
• inhibit
• intercept
• interrupt
• intervene
• keep back
• keep under control
• lay under restraint
• limit
• obstruct
• overpower
• put a restraint upon
• put a stop to
• put an end to
• put under restraint
• restrain
• restrict
• retard
• run counter
• set back
• slow
• slow down
• stalemate
• stand in the way
• stem
• stop
• stultify
• suppress
• thwart
• undermine