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Both the insurers and the One in which the members are both the insurers and the insured. See Com. Ins. Dept, v Safeguar Mut. Ins. Co., 387 A.2d 647, 478 Ga. 592. insured. See Com. Ins. Dept, v Safeguar Mut. Ins. Co., 387 A.2d 647, 478 Ga. 592. The furnishing of insurance to members at…