Search results for: “coverage”
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Coverage
In insurance law, the term is used to include both risks insured against and monetary amount of insurance. Refers not only to risk of loss or type of risks assumed but also includes dollar limits of liability or amounts of indemnity.
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Standard Coverage Policy
Concept of Standard Coverage Policy in the context of Real Property A short definition of Standard Coverage Policy: A title insurance policy used in several states, not having as broad a coverage as the nationally recognized American Land Title Association (A.L.T.A.) policies.
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Extended Coverage
Concept of Extended Coverage in the context of Real Property A short definition of Extended Coverage: with reference to insurance, coverage beyond the normal (standard) policy.
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Citizen Focused Media Coverage
Citizen Focused Media Coverage in Voting Law Definition of Citizen Focused Media Coverage in the context of the United States election law: Media reporting geared towards citizens and their expectations in terms of political issues in general and the election process in particular. Reporting […]
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Media Coverage
Media Coverage in Voting Law Definition of Media Coverage in the context of the United States election law: Role played by the media in informing the public about an event such as an election.
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Building Coverage
The percentage of land at a building site covered by the building on it. Zoning rules typically limit the coverage to some percentage of the lot less than 100….
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Interest Coverage Ratio
The ratio of the earnings before interest and taxes to the annual interest expense. This ratio measures a firm’s ability to pay interest….
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Interest Coverage Test
A debt limitation that prohibits the issuance of additional long-term debt if the issuer’s interest coverage would, as a result of the issue, fall below some specified minimum….
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Fixed-Charge Coverage Ratio
A measure of a firm’s ability to meet its fixed-charge obligations: the ratio of (net earnings before taxes plus interest charges paid plus long-term lease payments) to (interest charges paid plus long-term lease payments)….
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Debt-Service Coverage Ratio
Earnings before interest and income taxes plus one-third rental charges, divided by interest expense plus one-third rental charges plus the quantity of principal repayments divided by one minus the tax rate….
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Coverage Ratios
Ratios used to test the adequacy of cash flows generated through earnings for purposes of meeting debt and lease obligations, including the interest coverage ratio and the fixed charge coverage ratio….
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Cash Flow Coverage Ratio
The number of times that financial obligations (for interest, principal payments, preferred stock dividends, and rental payments) are covered by earnings before interest, taxes, rental payments, and depreciation….
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Asset-Coverage Test
A bond indenture restriction that permits additional borrowing on if the ratio of assets to debt does not fall below a specified minimum….